Government aid need rising, as slump widens

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For a long time, Bill Davis thought he was immune to the economy’s ills.

Davis made a living as a plumber for almost 20 years. Getting by wasn’t always easy because of massive medical bills he’s incurred over the years due to a heart condition present since his childhood. But Davis, of Franklin, Tenn., has managed to support his wife and two teenage girls living paycheck to paycheck without outside help. Until now.

First, Davis lost his job installing plumbing in new homes as the mortgage mess stalled new home construction. He quickly resorted to a job doing plumbing repairs, but last month he was laid off again. Davis got to the point where he could hardly afford food, let alone pay for the cable, cell phone and utility bills.

“I had to apply for food stamps to feed my kids,” said Davis, 49.

Davis is one of millions of people forced to seek additional government services as a result of the economic downturn, which is expected to be the worst in decades.

“During a downturn, dependency on public services is up,” said Nicholas Johnson, an expert on state budgets at the Center on Budget and Policy Priorities. “When joblessness rises, people stay in school or go back to school to get that degree. Enrollment in community college rises, that’s a cost to the state. Medicaid enrollment rises as people are losing jobs, wages are declining.”

A study by the Urban Institute found a direct link between joblessness and a surge in Medicaid applications during the last recession in 2001: When the unemployment rate rose by 1 percentage point, the number of people eligible for the low-income medical coverage spiked by 1.5 million. The current jobless rate of 6.5 percent is up 1.7 percentage points from a year ago, suggesting 2.5 million more people might be eligible for Medicaid and other programs.

Most of the middle class are already near the brink: Without income, almost 80 percent couldn’t pay the bills for more than 3 months, according to a joint study by New York-based research and advocacy agency Demos and the Institute for Assets and Social Policy at Brandeis University in Waltham, Mass.

A survey from CareerBuilder.com concluded that almost half the nation's households are perched precariously on the edge — that without work they would be unable to sustain their way of life, requiring immediate help from family, friends or social services.

Melinda Klamer, 27, was hoping to be financially independent from her parents by now. In May, she earned her bachelor’s in history from South Wesleyan College in Central, S.C., and aspired to begin a long career as a teacher.

Klamer, who is a single mom, lived at her parents’ house with her daughter, now 5, while she was in college. She later followed her parents to Lecanto, Fla., because she couldn’t find work. Citing major layoffs at local schools, Klamer is putting her career dreams on hold to hunt for a job that pays the bills.

Klamer worked part-time at Home Depot during college but now is having trouble finding a  retail job. Last month she was approved for Medicaid coverage, which she previously had relied on only for her daughter's health care. Frustrated over being a financial burden on her parents, she's now thinking about applying for additional aid from the government.

“I’ve tried my best to avoid food stamps, welfare, but God, it’s getting to that point,” Klamer said. “I can’t have my parents pay for everything.”

Sandra Cauley of Townsend, Ga., is hanging  onto her job, but she’s not sure for how long. Rising gas and food prices already did in her family’s finances. Living paycheck to paycheck even before the spurt in inflation, the Cauleys have relied on government aid in the past. She suffers from diabetes and is challenged with major medical expenses. Recently, Cauley, who is a county court clerk, learned that major cutbacks lie ahead in her department.

Her family relies solely on her income. Cauley and her husband, Elmer, decided when their son was just a baby that Elmer would stay home to raise their boy, who’s 4 now. Cauley, who holds a bachelor’s degree in business, brought home more money than her husband, who had struggled to find full-time work in the food and retail industries.

“My main worry is: I hope I’m not going to lose my job,” Cauley said.

After three weeks of searching Davis, the former plumber, found work as a meat cutter at a large grocery store. Problem is, the position pays only $7 per hour at first, compared to his previous $25. That's still not enough to pay the bills. So the family has to prioritize: Cable and cell phone service take a back seat to utilities and food. Davis has also quit taking the medicine to stymie his heart problems.

Davis fears how his money problems will affect his daughters. He’s afraid he won't be able to send his oldest girl, who has a stellar GPA, to college. Davis hopes the family’s financial woes won’t embarrass the girls at school, but that’s likely to happen when their cell phones shut off.

“They won’t be able to text their friends. We have teenage girls -- that’s a prerequisite now,” he said. “They’re going to have to explain to their friends.”

Asking for help has been its own struggle for Davis. He grew up with an Army dad who taught him to pull his weight since he was 11. Davis found it even harder to request assistance from people he knows: He recently went to his church for help to pay the utility bills.

“I'm not the self-help type person. I hate admitting defeat,” Davis said. “At some point, you have to, or they turn your power off.”

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{"commentId":4048945,"authorDomain":"marycatherine57"}

T-Lane..no kidding...no mention of that at all in the campaigns to amount to much...we need real citizens working and paying taxes and keeping the money in OUR country for a rainy day...such as we are having now and in our immediate future!!

{"commentId":4048945,"threadId":"417502","contentId":"2105824","authorDomain":"marycatherine57"}
    Reply#26 - Thu Nov 13, 2008 12:25 PM EST
    {"commentId":4049481,"authorDomain":"tashax2"}

    If some folks did not think they were "above" the work immigrants do then  they probably would not be here in such great numbers.

    There are alot of jobs I would not want to have, but just because I am American does not mean I can't do them and I get a hand out for not doing it.

    {"commentId":4049481,"threadId":"417502","contentId":"2105824","authorDomain":"tashax2"}
      #26.1 - Thu Nov 13, 2008 1:00 PM EST
      {"commentId":4050945,"authorDomain":"chickwithagun69"}

      Its not the jobs themselves, its the pay. Alot of them do migrant farm work for very small wages. Did you know the minimum wage for production agriculture is alot lower than regualr minimum wage? I worked in production agriculture back in the 80's. Made almost two dollars and hour...lol

      The reason they do well is becasue they have many working and living together, cutting thier costs. the farms in my area used to emoploy the migrant workers....every sunday morning they would take them, by bus, to the local shopping area, where they spent thier pay. They worked job that Americans wouldnt take and spent their money in our stores.

      I know this is not true of all immigrants, but the ones im talking about put alot of money back into the local economy. When the harvest was over, they went back to Mexico.

      {"commentId":4050945,"threadId":"417502","contentId":"2105824","authorDomain":"chickwithagun69"}
        #26.2 - Thu Nov 13, 2008 2:27 PM EST
        {"commentId":4051345,"authorDomain":"jhall22"}

        Chick, it's possible that you're talking about people here with legal work visas.  And so long as they return to their country of origin there's no problem with that.  It's the ones that don't return when their visa expires, they stay here taking jobs from legal American citizens, making health care claims and demanding their children be educated in another language.  Those are the illegals that need to be rounded up and deported.

        {"commentId":4051345,"threadId":"417502","contentId":"2105824","authorDomain":"jhall22"}
          #26.3 - Thu Nov 13, 2008 2:56 PM EST
          {"commentId":4051763,"authorDomain":"PartysOver"}
          PartysOverDeleted
          Reply
          {"commentId":4049066,"authorDomain":"psoliz25"}

          Always buy AMERICAN! baby!

          {"commentId":4049066,"threadId":"417502","contentId":"2105824","authorDomain":"psoliz25"}
            Reply#27 - Thu Nov 13, 2008 12:33 PM EST
            {"commentId":4049147,"authorDomain":"michaelmartin421-1"}

            we dont make anything.  the few things we do make come from parts made elsewhere lol.  i dont think we even make our own toilet paper anymore.

            {"commentId":4049147,"threadId":"417502","contentId":"2105824","authorDomain":"michaelmartin421-1"}
            • 1 vote
            #27.1 - Thu Nov 13, 2008 12:39 PM EST
            {"commentId":4049718,"authorDomain":"Jojo50"}

            Have you tried to find things that are made in America! We cannot by fresh fish here, and all the frozen fish comes from CHINA! I do not buy fish.

            {"commentId":4049718,"threadId":"417502","contentId":"2105824","authorDomain":"Jojo50"}
              #27.2 - Thu Nov 13, 2008 1:15 PM EST
              {"commentId":4050815,"authorDomain":"psoliz25"}

              well atleast buy toyota made in Houston texas :) which is owned by the asians and parts probably from asia...crud...guess i'll buy water from the american springs

              {"commentId":4050815,"threadId":"417502","contentId":"2105824","authorDomain":"psoliz25"}
                #27.3 - Thu Nov 13, 2008 2:18 PM EST
                {"commentId":4051779,"authorDomain":"PartysOver"}
                PartysOverDeleted
                Reply
                {"commentId":4049069,"authorDomain":"lconner"}

                This is sad because these people are hard working middle class Americans!

                Not the full time welfare cheats that have no desire to get a job.

                {"commentId":4049069,"threadId":"417502","contentId":"2105824","authorDomain":"lconner"}
                • 1 vote
                Reply#28 - Thu Nov 13, 2008 12:33 PM EST
                {"commentId":4050772,"authorDomain":"Herstal57"}
                HerstalDeleted
                Reply
                {"commentId":4049090,"authorDomain":"gmcbrown"}

                I too, am a suffering from this "sound economy!"  I am a 48 yr old, divorced mother of two college students.  I am very proud of them.  I am now working two jobs, and have worked as many as three at a time to provide for them.  This year, I could not get financial aid for my oldest child's senior year.  So, I have been paying her tuition and rent on credit cards.  Don't ask about my ex, out-of-site...  Anyway, I may have to go back to a third job.  I hate to hear about "economic bail-outs."  We, the victims of this "sound economy" need some relief of some kind???!!!!  I am not looking for a hand-out, just help.  Who is helping us?  We struggle to take care of family, but the corporations get the money.  This is an upside down, sideways world where the have-nots remain exactly that.  HELP!

                {"commentId":4049090,"threadId":"417502","contentId":"2105824","authorDomain":"gmcbrown"}
                  Reply#29 - Thu Nov 13, 2008 12:35 PM EST
                  {"commentId":4049198,"authorDomain":"guenther"}

                  gmcbrown,

                       You are a great American then.  Working hard to get ahead.  Putting your children before yourself because they are our future.  Unfortunately you will not see one dime of help.  The only way that would happen is if you already put yourself in a position to get any.  That would mean being on welfare and accepting any type of public assistance despite your ability to get a job.  I don't pray for many but I will put you in my prayers tonight.  Good luck to you and remember that everything you do in this world will come back to you in the next. 

                  {"commentId":4049198,"threadId":"417502","contentId":"2105824","authorDomain":"guenther"}
                    #29.1 - Thu Nov 13, 2008 12:42 PM EST
                    {"commentId":4050816,"authorDomain":"Herstal57"}
                    HerstalDeleted
                    {"commentId":4058871,"authorDomain":"katiebac"}

                    You sound like a hard worker and that is respectable. As far as college goes, a child should be on her own if her parents are struggling. I didn't get a single dime from my parents (my dad worked for a non profit and had 3 in college at once), and I had to take out student loans, pay every cent of rent and work 2 jobs while enrolled in 21 units a semester. A paid for college education is not a right, and you should not have to go in debt for it, she should, like I, my husband, and millions of  others have.

                    {"commentId":4058871,"threadId":"417502","contentId":"2105824","authorDomain":"katiebac"}
                      #29.3 - Fri Nov 14, 2008 12:14 AM EST
                      Reply
                      {"commentId":4049121,"authorDomain":"dashahaven"}

                      Not telling kids how the family finances are is ridiculous! Kids are alot smarter and resiliant than we give them credit for. When my hubby lost his good paying job last year we sat our three kids, 8 and 13 year old twins, down and told them what was what. They surprised us both by coming up with ways to raise money for the things they want. They even via to see who can find the cheapest family outing. Even after my hubby found a new job, they have continued to do this. If the plumbers girls still want cell phones why not have them get pay as they go phones. They could pay for minutes with part time jobs or babysitting money. NO parent should go without their medication just so their kids can be cool!!!

                      {"commentId":4049121,"threadId":"417502","contentId":"2105824","authorDomain":"dashahaven"}
                        Reply#30 - Thu Nov 13, 2008 12:37 PM EST
                        {"commentId":4049123,"authorDomain":"dbtmellis"}

                        Thomas Jefferson,

                         you  must be real uninformed about the Republican party.

                        I myself am a Republican. While i do believe in working hard to achieve what you want, there is a time where is OK to ask for help. There is nothing wrong with asking for a bit of help when you need it.

                         I had a house fire back in April, and i lost everything i own. Did i go and ask for help? yes i did. Did i also support myself? again yes i did, i have renters insurance.

                         I thank the red cross, the people and the city of Norwich (ct) for helping me out. They stepped up and supported me and my wife until my renters insurance was paid out.

                        Now if we can only get the people who LIVE off of state aid, that would be a miracle. The states and the Fed are there to  HELP people, not support a way of life.

                        For those who might be inrested (or dont belive me) here is a link:

                        http://www.norwichbulletin.com/news/x317104999

                        {"commentId":4049123,"threadId":"417502","contentId":"2105824","authorDomain":"dbtmellis"}
                          Reply#31 - Thu Nov 13, 2008 12:37 PM EST
                          {"commentId":4049604,"authorDomain":"tashax2"}

                          Same thing happened to my husband, daughter and myself. Redcross came thru for us immediately - the banks held the insurance checks for 10 days so we had nothing otherwise. Friends, family and co-workers helped out too!

                          {"commentId":4049604,"threadId":"417502","contentId":"2105824","authorDomain":"tashax2"}
                            #31.1 - Thu Nov 13, 2008 1:08 PM EST
                            Reply
                            {"commentId":4049144,"authorDomain":"fdcopeland"}

                            The girls can get part-time jobs to pay for the cell phones.  They are not a necessity.

                            {"commentId":4049144,"threadId":"417502","contentId":"2105824","authorDomain":"fdcopeland"}
                              Reply#32 - Thu Nov 13, 2008 12:39 PM EST
                              {"commentId":4049212,"authorDomain":"pzev"}

                              I feel sorry for anyone who loses his job or is laid off. However It’s now sanity check time. For those of us who grew up in the late 1940s and 50s, lay-offs were frequent. I recall having only one pair shoes then with holes in them… we had to put cardboard in them to keep going. Cable and cell phones are not now essential.  

                              {"commentId":4049212,"threadId":"417502","contentId":"2105824","authorDomain":"pzev"}
                              • 1 vote
                              Reply#33 - Thu Nov 13, 2008 12:43 PM EST
                              {"commentId":4049328,"authorDomain":"guenther"}

                              Pic N Save Shoes - 2 pair for $5 - circa 1969.  With 5 kids it was essential.  You got lucky every 5th time because of being the odd man out and were able to spend a full $5 on your shoes, about once every 2 years.

                              {"commentId":4049328,"threadId":"417502","contentId":"2105824","authorDomain":"guenther"}
                                #33.1 - Thu Nov 13, 2008 12:51 PM EST
                                {"commentId":4049499,"authorDomain":"verno1"}

                                True again, but everyone is missing the point. I also lived in the 40 and 50's and you could make do.  But you could go to the doctor and pay him a chicken or something like that.  But that was then, this is now.  When a Dr.'s visit can run well over 150 dollars.  And forget about going to the hospital.  You didn't even need health insurance then, but now you can even afford health insurance.  Can anyone say bankruptcy??

                                {"commentId":4049499,"threadId":"417502","contentId":"2105824","authorDomain":"verno1"}
                                  #33.2 - Thu Nov 13, 2008 1:01 PM EST
                                  {"commentId":4051081,"authorDomain":"chickwithagun69"}

                                  I've had medical bills before...nothing major, thank God, but we always would send a little each month til they were paid off.

                                  Speaking of medical, the hospitals will be looking for a bail out sooner or later. And it's not just the "illegals". regular Americans, the uninsured, ect. Hospitals are businesses like any other business. And they too are losing money.

                                  However, our patient load at my hospital have dropped significantly over the past month. They are sending nurses home becasue we are not full like we used to be.

                                  {"commentId":4051081,"threadId":"417502","contentId":"2105824","authorDomain":"chickwithagun69"}
                                    #33.3 - Thu Nov 13, 2008 2:37 PM EST
                                    Reply
                                    {"commentId":4049253,"authorDomain":"michaelmartin421-1"}

                                    anyone see this dude on the new predicting a full fledged revolution by 2012?

                                    "The man who predicted the 1987 stock market crash and the fall of the Soviet Union is now forecasting revolution in America, food riots and tax rebellions - all within four years, while cautioning that putting food on the table will be a more pressing concern than buying Christmas gifts by 2012."

                                    “America’s going to go through a transition the likes of which no one is prepared for,” said Celente, noting that people’s refusal to acknowledge that America was even in a recession highlights how big a problem denial is in being ready for the true scale of the crisis."

                                    "Gerald Celente, the CEO of , is renowned for his accuracy in predicting future world and economic events."

                                    {"commentId":4049253,"threadId":"417502","contentId":"2105824","authorDomain":"michaelmartin421-1"}
                                      Reply#34 - Thu Nov 13, 2008 12:45 PM EST
                                      {"commentId":4049364,"authorDomain":"guenther"}

                                      No, but I will be looking into it.  Thanks for the info.

                                      {"commentId":4049364,"threadId":"417502","contentId":"2105824","authorDomain":"guenther"}
                                        #34.1 - Thu Nov 13, 2008 12:53 PM EST
                                        {"commentId":4049366,"authorDomain":"tashax2"}
                                        {"commentId":4049366,"threadId":"417502","contentId":"2105824","authorDomain":"tashax2"}
                                          #34.2 - Thu Nov 13, 2008 12:53 PM EST
                                          {"commentId":4049462,"authorDomain":"guenther"}

                                          Thanks.

                                          {"commentId":4049462,"threadId":"417502","contentId":"2105824","authorDomain":"guenther"}
                                            #34.3 - Thu Nov 13, 2008 12:58 PM EST
                                            Reply
                                            {"commentId":4049278,"authorDomain":"tjlanman"}

                                            Hey Obama supporters, this article plays right into your hand.  I guess my tax dollars should pay their cable and cell bills.  I have an idea, live within your means and stop throwing a pity party for yourself. 

                                            {"commentId":4049278,"threadId":"417502","contentId":"2105824","authorDomain":"tjlanman"}
                                              Reply#35 - Thu Nov 13, 2008 12:47 PM EST
                                              {"commentId":4049700,"authorDomain":"billsthename"}

                                              TJ -

                                              If it makes you feel better you can just hope that your tax dollars were / will be used to fund AIG parties, banker bonuses, special tax breaks for banks and shareholder dividends for the banks favored by the Bush Administration and Hank Paulson.

                                              {"commentId":4049700,"threadId":"417502","contentId":"2105824","authorDomain":"billsthename"}
                                                #35.1 - Thu Nov 13, 2008 1:13 PM EST
                                                Reply
                                                {"commentId":4049315,"authorDomain":"drew1280"}

                                                When the head roach campaigns on redistribution of wealth and giving all the checks out he's promising you're going to see all the little roaches scurring for him instead of staying hid and wallowing in their self destruct pitty.  That is what welfare and promises of something for nothing gets you.  Once this nation finds out how much BS they bought from this fool they elected, and how little he actually comes across with, then your Jimmy Carter days will return and I guarantee you, the ones you see coming out from under the cracks now hunting hand outs, is nothing compared to what it's going to be.

                                                {"commentId":4049315,"threadId":"417502","contentId":"2105824","authorDomain":"drew1280"}
                                                  Reply#36 - Thu Nov 13, 2008 12:49 PM EST
                                                  {"commentId":4049777,"authorDomain":"billsthename"}

                                                  That is what welfare and promises of something for nothing gets you.

                                                  You mean like giving bailout money to a bank so it can buy another bank and then receive tax breaks worth billions?

                                                  Or do you mean like long term capital gains tax breaks that taxes unearned income at a lower rate than someone who makes 40k a year pays?

                                                  {"commentId":4049777,"threadId":"417502","contentId":"2105824","authorDomain":"billsthename"}
                                                  • 1 vote
                                                  #36.1 - Thu Nov 13, 2008 1:18 PM EST
                                                  {"commentId":4050406,"authorDomain":"ljcooksey"}

                                                  I AGREE!!!!

                                                  {"commentId":4050406,"threadId":"417502","contentId":"2105824","authorDomain":"ljcooksey"}
                                                    #36.2 - Thu Nov 13, 2008 1:54 PM EST
                                                    {"commentId":4051293,"authorDomain":"chickwithagun69"}

                                                    Imo, "redistributing the wealth" means giving more to the hard working people of America. You know, the ones that bust their butts to make the CEOs of the big corporations richer? I have yet to see the video or quote of Obama saying he was gonna take the middlelcass money and give it to welfare recipients....or the part where he says hes gonna give us something for nothing.

                                                    So what you're saying is we should continue bailing out the big guy, in the hopes that they will trickle down thier success to us? Yeah, thats so worked well for so long

                                                    {"commentId":4051293,"threadId":"417502","contentId":"2105824","authorDomain":"chickwithagun69"}
                                                      #36.3 - Thu Nov 13, 2008 2:52 PM EST
                                                      Reply
                                                      {"commentId":4049317,"authorDomain":"sberto"}

                                                      Yep!!! and the financial corps. that are getting the bailout money are secretly setting aside millions for their executive bonuses!  Revolution is inevitable!

                                                      {"commentId":4049317,"threadId":"417502","contentId":"2105824","authorDomain":"sberto"}
                                                        Reply#37 - Thu Nov 13, 2008 12:50 PM EST
                                                        {"commentId":4050380,"authorDomain":"tashax2"}

                                                        I thought having an MBA meant you knew how to run a business/corp. What did college teach these losers?

                                                        {"commentId":4050380,"threadId":"417502","contentId":"2105824","authorDomain":"tashax2"}
                                                          #37.1 - Thu Nov 13, 2008 1:52 PM EST
                                                          Reply
                                                          {"commentId":4049334,"authorDomain":"trothfuss"}

                                                          I remeber a short while ago the issue with immigrant (legal and illegal) workers was we had jobs that americans do not want to do. So we are now at a crossroads between wants and needs. If you WANT to eat, you NEED to do one of those jobs that americans dont want to do. Everyone always looking for an easy way out. NO MORE BAILOUTS!!!!! FOR ANYONE!!!! 

                                                          {"commentId":4049334,"threadId":"417502","contentId":"2105824","authorDomain":"trothfuss"}
                                                            Reply#38 - Thu Nov 13, 2008 12:51 PM EST
                                                            {"commentId":4049350,"authorDomain":"wharrisonboyd"}

                                                            It is amazing how smart everyone appears to be, when it comes to advising everyone else about their economic woes! There is only one fix for this economic mess, and it is very simple economics.

                                                            The people of America needs to get back to making the items we need and use here, and buy from the rest of the world what we want. For decades, we have always supported ourselves as a country, but this will not be the case any longer. When a large factory or business closes, all of the businesses around it close also. Examples are, beauty salons, shoe repair, barber shop, drug store, etc. It the factory was reopened to make the goods here again, all of those stores would reopen. It does not take rocket science to apply simple math. People working, income and profits happen for the company, taxes are paid on the payroll and profits.

                                                            We are headed in adownward spiral, and have been for 4 to 5 years. This will not stop until we create jobs for the everyday person.

                                                            I' ve got it!! Maybe the pro athletes that make 5 to 25 million a year on pay and endorsements will assist all of us. Where did their dollars come from in the first place!!

                                                            Thanks for your time to read my long note!! 

                                                            {"commentId":4049350,"threadId":"417502","contentId":"2105824","authorDomain":"wharrisonboyd"}
                                                            • 2 votes
                                                            Reply#39 - Thu Nov 13, 2008 12:52 PM EST
                                                            {"commentId":4049400,"authorDomain":"kelh2o44"}

                                                            I have a novel idea!  Since we the taxpayers are going to pay for this bail out, how about the government bailing out the tax payers.  It is easy.  Take the individuals income to debt ratio and pay it down to a zero balance.  Then the economy will be kick started again as people will use their credit cards, buy houses, etc.  I know I will get a lot of flack for this.  But look at it this way, the government has been irresponsible and why should they be any less accountable then irresponsible people (or for that matter, responsible individuals that have been hit hard by the economic crash and lost their jobs, homes, etc.).

                                                            Wake up Washington, and quit taking retreats with AIG, we are Mad as Hell.

                                                            {"commentId":4049400,"threadId":"417502","contentId":"2105824","authorDomain":"kelh2o44"}
                                                              Reply#40 - Thu Nov 13, 2008 12:54 PM EST
                                                              {"commentId":4049410,"authorDomain":"tocarver"}

                                                              Does his wife have a job I wonder? Did I miss something?

                                                              {"commentId":4049410,"threadId":"417502","contentId":"2105824","authorDomain":"tocarver"}
                                                              • 1 vote
                                                              Reply#41 - Thu Nov 13, 2008 12:55 PM EST
                                                              {"commentId":4049432,"authorDomain":"raysquire"}

                                                              My advise for taking care of ones family in a bad economy would be to do away with things that are not nessasary in life (cable tv, cell phones, new cars) and as someone who is a plumber and has been one for more than 20 years i would either go where the work is or or do anything i had to to feed my family. not just inside my trade but anything. as well as grow a garden and can food, hunt and fish more.

                                                              {"commentId":4049432,"threadId":"417502","contentId":"2105824","authorDomain":"raysquire"}
                                                                Reply#42 - Thu Nov 13, 2008 12:57 PM EST
                                                                {"commentId":4049444,"authorDomain":"connij2"}

                                                                I'm 45 and have worked since I was 14.  My family is on a tight budget and we had a savings. emphasis on the word had.  We bought fuel economic cars prior to the gas prices soaring and were doing really well.  Until 3 months ago, when I was laid off.  Now, I can't seem to find a job.  I have over 64 interviews with recruiters who can't seem to get me an interview outside of their office.  Have over 20 years experience and can't find a thing.  I'm willing to cut my pay by more than $40.00 an hour just to make ends meet.  To add insult to injury, my husbands job cut his hours from 60 to 20 hours a week.  So, we are level headed, we are educated and we have/had good employment.  We got caught in the backlash of the recession.  I've tried to get state assistance to no avail.  even at 20 hours a week at $18.00 an hour, my husband makes too much for us to qualify for assistance.  We won't lose our house, we won't let that happen.  But to everyone's point, we cut back on everything that was a want and now only have the needs.  Our way of working through it is to keep looking for a job and to tighten the belts.

                                                                {"commentId":4049444,"threadId":"417502","contentId":"2105824","authorDomain":"connij2"}
                                                                  Reply#43 - Thu Nov 13, 2008 12:57 PM EST
                                                                  {"commentId":4049457,"authorDomain":"dbtmellis"}

                                                                  Wayne Boyd, good idea. I wonder how much Micheal Vick has been collecting in his bank account since he was thrown in jail.

                                                                  If he has any money when he gets out, i am going to puke.

                                                                  {"commentId":4049457,"threadId":"417502","contentId":"2105824","authorDomain":"dbtmellis"}
                                                                  • 1 vote
                                                                  Reply#44 - Thu Nov 13, 2008 12:58 PM EST
                                                                  {"commentId":4049522,"authorDomain":"tashax2"}

                                                                  What is Obama donig with his left over campaigne money?????????????????

                                                                  {"commentId":4049522,"threadId":"417502","contentId":"2105824","authorDomain":"tashax2"}
                                                                    #44.1 - Thu Nov 13, 2008 1:03 PM EST
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                                                                    {"commentId":4049493,"authorDomain":"surgical-sandy03"}

                                                                    I am a 50 year old white single mother. My oldest child is 32, he has epilepsy, he does not qualify for disability or Medicaid-the reason-he is a single white male with no dependents. My middle child is 30. He has custody of his 20 month old son and they live with me. He has a minimal job-working 15 hours a wk. My youngest is 13. I get no child support and no help from the state. If my grandson needs food, clothes, milk, diapers or pull ups--I buy them. I work all the time-literally 6 or 7 days a week. I can't afford to take my vacation days because I lose my overtime and it is all that keeps my head above water. I can't afford health insurance for my youngest son. I am literally one paycheck away from being homeless and I make fairly decent money, because of the ecomony I have a lot of people depending on me and I have to do my best for them.  I do not know how other people less fortunate survive. It is a shame what the people of the greatest country in the world are having to go through to survive. My oldest son can't afford to go to a doctor to get his medicine for his epilepsy--and let me tell you-his father makes $300,000.00 a year--but since his sons are grown he doesn't even offer to help-his responsibility ended when they turned 18-mine never does. It breaks my heart to see my son go through these seizures, knowing I cannot help. Nothing in this country is fair to the AMERICAN people. It scares me to think of how bad things are going to get before they start to get better.

                                                                    {"commentId":4049493,"threadId":"417502","contentId":"2105824","authorDomain":"surgical-sandy03"}
                                                                      Reply#45 - Thu Nov 13, 2008 1:01 PM EST
                                                                      {"commentId":4049568,"authorDomain":"tocarver"}

                                                                      No offense, by why dosen't your 30 year old son have a full time job? It sounds like he isn't really pulling his own weight.

                                                                      {"commentId":4049568,"threadId":"417502","contentId":"2105824","authorDomain":"tocarver"}
                                                                        #45.1 - Thu Nov 13, 2008 1:05 PM EST
                                                                        {"commentId":4051366,"authorDomain":"chickwithagun69"}

                                                                        Depending on her area, there are not alot of full time jobs out there. Alot of companies are only hiring part time, so they don't have to pay benefits.

                                                                        {"commentId":4051366,"threadId":"417502","contentId":"2105824","authorDomain":"chickwithagun69"}
                                                                          #45.2 - Thu Nov 13, 2008 2:57 PM EST
                                                                          {"commentId":4052443,"authorDomain":"tocarver"}

                                                                          Well his mom has a full time job, WITH OVERTIME, and he has a child. He is a grown man for crying out loud. If he can't get a full time job, he should get two part time jobs or as many as it takes. I have had three jobs before to pay bills. That's life. People need to grow up.

                                                                          {"commentId":4052443,"threadId":"417502","contentId":"2105824","authorDomain":"tocarver"}
                                                                            #45.3 - Thu Nov 13, 2008 4:06 PM EST
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                                                                            {"commentId":4049537,"authorDomain":"ynotmike"}

                                                                            The country is gone now, hate to be a fly in the ointment but that is about it. can't blame anyone as there is no money left.

                                                                            {"commentId":4049537,"threadId":"417502","contentId":"2105824","authorDomain":"ynotmike"}
                                                                            • 1 vote
                                                                            Reply#46 - Thu Nov 13, 2008 1:03 PM EST
                                                                            {"commentId":4049540,"authorDomain":"wendydshaffer"}

                                                                            I happen to read this on my lunch.  I do think everyone is to caught up on cell phone and not the core of the article.  I own my company.  This has been the most difficult time since I started in 1994.  Our revenues are down by 50% from last year and I have been stalling to lay off , But I know it is going to happen.  60-70 people will be out of work! Most of them are the bread winners and as the market continues to tighten finding jobs will be tough.  Our company has some cash reserve but not much.  As I speak to several business owners the forecast is bleek and I don't know how or when this will change, or if it will change.  But there are people out there suffering because people and businesses are not spending which means no money for anyone.  Going to the government will only be a bridge and will not last if no one is paying the forecasted taxes.  Big companies that are mismanaged need to go out of business like everyone else who cant pay their bills.  If any one thinks state aid is a way to live is crazy, but you gotta eat and illness needs to be treated. 

                                                                            {"commentId":4049540,"threadId":"417502","contentId":"2105824","authorDomain":"wendydshaffer"}
                                                                              Reply#47 - Thu Nov 13, 2008 1:04 PM EST
                                                                              {"commentId":4049550,"authorDomain":"peteratran"}

                                                                              the problem with most people complaining about their financial situation is that it is much easier to get adjusted to living at a higher socio-economic status than at a lower socio-economic status. my answer: get used to it! and stop being so snobbish!

                                                                              {"commentId":4049550,"threadId":"417502","contentId":"2105824","authorDomain":"peteratran"}
                                                                                Reply#48 - Thu Nov 13, 2008 1:04 PM EST
                                                                                {"commentId":4049797,"authorDomain":"dhopfe"}

                                                                                That I can agree with. When you have money it is much easier to live then it is to have it one day and not have it the next day.

                                                                                {"commentId":4049797,"threadId":"417502","contentId":"2105824","authorDomain":"dhopfe"}
                                                                                  #48.1 - Thu Nov 13, 2008 1:19 PM EST
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                                                                                  {"commentId":4049651,"authorDomain":"tashax2"}

                                                                                  I guess I can become a mini-vegan. Grow my own food and have eggs/chicken for protein. That way the rest of my paycheck can pay for other stuff that is needed.

                                                                                  {"commentId":4049651,"threadId":"417502","contentId":"2105824","authorDomain":"tashax2"}
                                                                                    Reply#49 - Thu Nov 13, 2008 1:11 PM EST
                                                                                    {"commentId":4049696,"authorDomain":"tocarver"}

                                                                                    Vegans don't eat eggs OR chicken. But that is actually a really good idea.

                                                                                    {"commentId":4049696,"threadId":"417502","contentId":"2105824","authorDomain":"tocarver"}
                                                                                      #49.1 - Thu Nov 13, 2008 1:13 PM EST
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                                                                                      {"commentId":4049691,"authorDomain":"tocarver"}

                                                                                      Family's need to start working together and not having one person pull all of the weight. When did everyone get so lazy?

                                                                                      {"commentId":4049691,"threadId":"417502","contentId":"2105824","authorDomain":"tocarver"}
                                                                                        Reply#50 - Thu Nov 13, 2008 1:13 PM EST
                                                                                        {"commentId":4049769,"authorDomain":"dpignatell"}

                                                                                        Good point, Nature.  How many people are raising their grandchildren and supporting thirty year olds to boot?  The generation XYZer's don't seem to have the same drive that the A through W's had. 

                                                                                        {"commentId":4049769,"threadId":"417502","contentId":"2105824","authorDomain":"dpignatell"}
                                                                                          #50.1 - Thu Nov 13, 2008 1:18 PM EST
                                                                                          {"commentId":4051428,"authorDomain":"chickwithagun69"}

                                                                                          The work ethic in this country as a whole is sad. Everyone seems to want huge salaries for little work. There could be many reasons for this and I don't have any answers

                                                                                          {"commentId":4051428,"threadId":"417502","contentId":"2105824","authorDomain":"chickwithagun69"}
                                                                                            #50.2 - Thu Nov 13, 2008 3:02 PM EST
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