You may have heard of Equifax and TransUnion as credit bureaus but are you aware of all of the things that they report about you. I sat down with my real "paid for" credit report and listed out all of the items and categories that are listed on an Equifax credit report.

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The highest-possible FICO score is 850, but even people with the best credit don't usually exceed 825. Those last 25 points wouldn't save you money on a loan anyway. A credit score is your credit history at one point in time, reduced to a single number.

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Credit card companies' evil tricks

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