A local woman trying to refinance her mortgage got the shock of her life when she learned her credit report had her listed as dead. To make matters worse, the 78 year old had just survived a battle that nearly killed her.

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The New York Times today has an article about freecreditreports.com. You've probably seen their commercials, which feature actors who sing songs about how bad their life is since their identity was stolen. Though advertised as free, the company's ultimate goal...

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A Free Credit Report that is not free.

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In Today's Credit World, a little bit of misinformation can ruin you. The story of Average Joe. American.

The persistent ringing of the telephone woke Joe out of a fitful sleep. It was precisely 8.10 A.M. Cracking the curtain open to let in some morning light, a tall,slender man of intense attitude, unwittingly knocked the alarm clock to the floor.

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It's been said that the best things in life are free -- and we couldn't agree more. That's why we're back with our third annual list of our favorite freebies.

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The NAACP is accusing Wells Fargo and HSBC of forcing blacks into subprime mortgages while whites with identical qualifications got lower rates.

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Who has access to your credit reports?

I received a letter in the mail today from my bank notifying me that my debit card had been compromised in the big Heartland Payment Systems breach a few months ago.

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You may not have checked your credit score lately, but there's a good chance someone else has.

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Banks are reducing limits on credit cards, regardless of your payment record. » Avoid unpleasant surprise.. See more irresistible headlines

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Your Workplace Is Surprising Major Source of Identity Thefts

While thousands of individuals are well aware of the problem of identity theft, and have taken steps such as using a shredder for personal papers, they may not know that their identities are frequently stolen from employer records, too.

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'Free Credit Report' Not Always Free - Where to Go For REAL

The Not-So-Free Credit Report Song (pirate not included) 'Freeeeeeeee Credit Report my butt! I should've seen it comin' at me like a big Mack Truck! They told it was all so free with good email alerts!

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Sometimes the only way to stop a snowballing problem is to go back to the top of the hill and find out what started it.

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Next month, Michelle Augustine plans to walk away from her four-bedroom house in a Sacramento, Calif., subdivision and let the property fall into foreclosure. But before doing so, she hopes to lock in the purchase of another home nearby.

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LendingTree has told its customers that former employees helped unauthorized mortgage lenders hack into its systems and steal customer information from 2006 to 2008.

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A lot of sites offering free credit reports will enroll you in some service and make you cancel it to not be charged a fee. With Annual Credit Report, there are no fees, and no surprises.

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Hospitals want your credit report to see what kind of "payer" you'll be.

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You may have heard of Equifax and TransUnion as credit bureaus but are you aware of all of the things that they report about you. I sat down with my real "paid for" credit report and listed out all of the items and categories that are listed on an Equifax credit report.

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Although some may feel Identity Theft Protection measures have not yet resulted in a noticeable drop in Identity theft, placing a lock on your credit report through a Credit Freeze will be critical in reducing identity theft.

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Identity Theft protection products can be rather confusing. Credit Monitoring offered by Credit Bureaus and other third party companies come in different forms, prices, features and options.

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With the collapse of the subprime market, mortgage loans are becoming harder to get. You'll need a higher credit score and a bigger down payment, and you'll wait longer.

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This article examines security issues related to the I-Phone, both from the positive side, as well as the negative side.

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An examination of the spread of credit freeze laws, an important tool in the fight against identity theft, it is discovered that such laws are lacking in most deep south states. This article examines such phenomena and potential reasons.

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Recurring bills for cell phones, cable and the gym bleed you bit by bit . . . until you wake up and think, 'Hey, this isn't worth it.' Here are the best ideas from readers. I'm still embarrassed about this.

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An interesting article emphasizing the importance of fighting Identity Theft in order to ensure National Security. Reference to the use of Identity Theft in the two largest terrorist attacks in US history is presented to back to article's point

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