President Bush announced $13.4 billion in emergency loans on Friday to prevent the collapse of General Motors and Chrysler, and said another $4 billion would be available for the hobbled automakers in February.

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Two approaches to reducing your debts -- wildly different approaches. One is oh so sensible, and then -

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Learn how to use the Snowball Method to get your credit cards paid off faster. If you're dealing with multiple balances on your credit cards, this method is perfect for you.

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Destroy Your Credit Card Debt in 5 Easy Steps!

OK, so you want to get out of debt but you don't know how? Well, it's really very easy but you'll need discipline and dedication. Depending on the size of your credit card debt you may need 2-4 years to pay it off.

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Saving Money: It's Chic to Save Again

You wouldn't think this title is accurate with the latest headlines stating that Americans are saving money at the lowest rate since the Great Depression. In an era of unprecedented credit expansion and paltry interest rates, 'tis better to spend than save.

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Here's a free download of a super new ebook on personal finance. Worth looking at.

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Pay off Debt in 1/4 of the Time

Here is a little trick I learned from the Clark Howard show on how to pay down you debts faster. Make a half payment every 14 days. This works because on most types of debt finance charges accrue daily.

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