Paying For Access To Your Credit HistorySource: The New York Times
The New York Times today has an article about freecreditreports.com. You've probably seen their commercials, which feature actors who sing songs about how bad their life is since their identity was stolen. Though advertised as free, the company's ultimate goal...
Identity fraud is the UK's fastest growing crime in 2009 Source: Guardian Unlimited
A study published at the beginning of National Identity Fraud Prevention Week shows the scale of ID theft in the UK. Identity fraud is increasing at a rapid rate. In the first nine months of 2009 more than 59,000 criminal acts of impersonation have been recorded.
Credit Scores: What You Need to Know NowSource: Wall Street Journal
Several firms, preying on our insecurities, are pushing credit scores and credit-score-tracking services for a monthly fee. However, the score that costs you $15.95 at MyFico.com may not be the score your lender sees.
Credit Scores Harder To GetSource: KPHO
You'll now have to pay a hefty fee to see what number of the Beast has been assigned to you. Don't worry, it's all greed-driven. As long as you are a good human being, people on the street will still smile at you.
How the new credit score system will affect youSource: finance.yahoo.com
Fair Isaac Corp., maker of the popular FICO credit score used by most lenders, says its new scoring model will do a better job predicting the likelihood of a borrower defaulting on a loan.
49 Things that are listed on your Equifax Canada credit reportSource: Canadian-Money-Advisor.ca
You may have heard of Equifax and TransUnion as credit bureaus but are you aware of all of the things that they report about you. I sat down with my real "paid for" credit report and listed out all of the items and categories that are listed on an Equifax credit report.
Identity Theft: Navigating the Credit Monitoring MazeSource: creditlock.com
Identity Theft protection products can be rather confusing. Credit Monitoring offered by Credit Bureaus and other third party companies come in different forms, prices, features and options.
Why you don't need perfect creditSource: MSN
The highest-possible FICO score is 850, but even people with the best credit don't usually exceed 825. Those last 25 points wouldn't save you money on a loan anyway. A credit score is your credit history at one point in time, reduced to a single number.
7 Steps to Fix Your Credit ReportSource: Bankrate.com
7 steps to fixing your credit report
Put four adults in a room and chances are that one of them will have a credit report with a serious error.