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EQUIFAX

The Wire

Equifax names Bhatia to lead Indian affiliate

Equifax Inc. said Thursday it named Samir Bhatia, a banking industry veteran in India, to lead an affiliate firm that the credit reporting agency is launching in India.

Equifax sets 4-cent quarterly dividend

Credit reporting agency Equifax Inc. said its board declared a regular quarterly dividend of 4 cents.

Equifax issues 4Q forecast in line with estimates

Credit reporting agency Equifax Inc. on Wednesday issued a fourth-quarter earnings forecast in line with analyst expectations.

Equifax posts 17-percent drop in 3Q income

Equifax Inc. said Wednesday its third-quarter net income fell 17 percent, as a weak exchange rate and sluggish business weighed on the credit reporting agency's revenue.

Equifax sets 4-cent quarterly dividend

Equifax Inc. said Friday its board of directors declared a regular quarterly dividend of 4 cents per share.

The Vine
Paying For Access To Your Credit History
Source: The New York Times

The New York Times today has an article about freecreditreports.com. You've probably seen their commercials, which feature actors who sing songs about how bad their life is since their identity was stolen. Though advertised as free, the company's ultimate goal...

A Free Credit Score Followed by a Monthly Bill
Source: The New York Times

A Free Credit Report that is not free.

Identity fraud is the UK's fastest growing crime in 2009
Source: Guardian Unlimited

A study published at the beginning of National Identity Fraud Prevention Week shows the scale of ID theft in the UK. Identity fraud is increasing at a rapid rate. In the first nine months of 2009 more than 59,000 criminal acts of impersonation have been recorded.

Does Living In California Make You A Higher Credit Risk?
Source: msnbc.com

A San Diego man says he was told his credit limit was lowered in part because he lives in California.

Credit Scores: What You Need to Know Now
Source: Wall Street Journal

Several firms, preying on our insecurities, are pushing credit scores and credit-score-tracking services for a monthly fee. However, the score that costs you $15.95 at MyFico.com may not be the score your lender sees.

Credit Scores Harder To Get
Source: KPHO

You'll now have to pay a hefty fee to see what number of the Beast has been assigned to you. Don't worry, it's all greed-driven. As long as you are a good human being, people on the street will still smile at you.

Judge Orders Credit Reporting Bureaus To Strike Forgiven Debts From Records
Source: Consumerist

The three big credit reporting agencies—Experian, TransUnion, and Equifax—have been inaccurately reporting debts on millions of consumers' credit reports even after the debts have been forgiven during bankruptcy filings.

How the new credit score system will affect you
Source: finance.yahoo.com

Fair Isaac Corp., maker of the popular FICO credit score used by most lenders, says its new scoring model will do a better job predicting the likelihood of a borrower defaulting on a loan.

49 Things that are listed on your Equifax Canada credit report
Source: Canadian-Money-Advisor.ca

You may have heard of Equifax and TransUnion as credit bureaus but are you aware of all of the things that they report about you. I sat down with my real "paid for" credit report and listed out all of the items and categories that are listed on an Equifax credit report.

Credit Freezes Spread but Thawing Your Report Is Still Difficult
Source: The New York Times

Credit bureau Experian has joined rival TransUnion in allowing people in all 50 states to freeze their credit reports. The third major credit agency, Equifax, says it will soon join as well.

Identity Theft: Navigating the Credit Monitoring Maze
Source: creditlock.com

Identity Theft protection products can be rather confusing. Credit Monitoring offered by Credit Bureaus and other third party companies come in different forms, prices, features and options.

identity theft protection lags in deep south as credit freeze laws slow to adopt
Source: creditlock.com

An examination of the spread of credit freeze laws, an important tool in the fight against identity theft, it is discovered that such laws are lacking in most deep south states. This article examines such phenomena and potential reasons.

TransUnion Fights Identity Theft with Credit Monitoring Featuring a Credit Report Lock
Source: creditlock.com

This article illustrates a new product by TransUnion allowing consumers who signed up to 3-bureau credit monitoring to be able to also lock and unlock access to their credit report through online access.

Bank Approves Loan To Man With Woman's Stolen Identity
Source: local6.com

A Central Florida woman found herself in a battle with a popular bank after it approved a sizeable loan for a man using her Social Security number....

5 Things You Need To Know About Your Credit Score
Source: mortgageguide101.com

Knowing your credit score will let you know if you qualify for a prime mortgage rate, you won't be taken for a ride and given a subprime rate.

Why you don't need perfect credit
Source: MSN

The highest-possible FICO score is 850, but even people with the best credit don't usually exceed 825. Those last 25 points wouldn't save you money on a loan anyway. A credit score is your credit history at one point in time, reduced to a single number.

Don't loan family members any money...until you read this!
Source: MSN

The right way to loan money to family members Loans to your nearest and dearest usually aren't a good idea. But if you feel compelled, do it formally -- and put it in writing.

7 Steps to Fix Your Credit Report
Source: Bankrate.com

7 steps to fixing your credit report Put four adults in a room and chances are that one of them will have a credit report with a serious error.

Phishing sites getting better - One example
Source: The Washington Post

"Now here's where it gets really interesting.

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