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Get ready to pay more for health coverage

With annual “open enrollment” season approaching for choosing health care options, get ready to pay more. No matter what happens with national health care reform, employers already are shifting part of the rising cost of care to employees.

No more free stuff for credit card applications

College students won't be tempted with free goodies to sign up for credit cards come February  when new marketing restrictions and other rules will take effect.

Meltdown jolts consumers from financial fairyland

The stock market bounced back, just as it has for nearly three decades. It just doesn't feel that way.

Minimum wage workers get a raise

The nation’s lowest-paid workers are getting a raise.

ConsumerMan: Your credit score

It’s the three-digit number that can have a huge impact on your life — now and in the future. I hear from a lot of people about their credit scores. In most cases, they want to know why their score dropped and what they can do to bring it back up.

Some homeowners see giving up as best option

Teresa Bondora and her family abandoned their two-story brick home in Atlanta rather than fall behind on their mortgage and $30,000 worth of home renovation debt.

5 investing mistakes to avoid right now

What to do now?

Housing relief plan won't help all at risk

The Obama administration's sweeping plan to stop foreclosures is expected to help millions of Americans save their homes from the sheriff’s auction. But as the broad outlines of the plan sift through the lending system, it’s already clear that millions more won’t be helped.

No ‘magic bullet’ in Obama housing relief plan

President Obama’s plan to trim the rising pile of home foreclosures contains a comprehensive list of new ideas and old ones — an acknowledgment that there is no single solution to the housing crisis at the heart of the recession.

White House closes in on housing plan

The White House said Friday a much-anticipated plan to help struggling homeowners will be announced by President Obama in a speech Wednesday in Arizona. In the interim, banking giants Citibank and J.P Morgan said they would halt new foreclosures on owner-occupied home loans through March 6.

Recession leaves many working in limbo

The morning after she lost her job, Patty Powers expected to wake up with that feeling of dread you get when you realize that something bad has happened, like a death in the family.

White House may move to buy mortgages

The White House is considering a proposal to head off potentially millions more home foreclosures by using federal funds to buy up at-risk loans and then refinance them with more affordable terms.

Revisiting a Classic: 'Your Money or Your Life'

There are countless personal finance books that advise readers on budgeting, investing and paying down debt. Few leave the tips aside and ask you to question your relationship with money and the reasons you spend what you do.

Readers split on taking pay cuts to save jobs

Brett Fowkes invested in the American dream.

For many Americans, a season of saving

Cristi Harris and her husband are both relatively secure in their jobs, and they’re far enough away from retirement that the recent stock market drop isn’t weighing heavily on them.

Amid slump, singles cut dating costs

Earlier this year, Elvert Howard wined and dined women at fine restaurants in Chicago. Now, he's treating gals to happy hour appetizers and drinks at T.G.I. Friday's.

Financial crisis: What you should know

The financial crisis gripping the country had already created widespread confusion about what these problems might mean for ordinary Americans, and that was before a week of political bickering over a massive financial rescue package for Wall Street.

Your insurance policy is — probably — safe

After the Federal Treasury announced its $85 billion bail-out of American International Group last week, many consumers wondered if their insurance policies were safe.

Depositors, investors wait it out

Despite the stomach-churning drops on Wall Street and the bad news about failing financial institutions, ordinary investors do not appear to be streaming to banks and brokers in large numbers to pull their money.

Credit squeeze hits college students, families

Paying for a college education — with a price tag now north of $50,000 a year at some top-priced private schools — has never been easy.

Study Says Skin Tone Affects Earnings

Light-skinned immigrants in the United States make more money on average than those with darker complexions, and the chief reason appears to be discrimination, a researcher says.

The Vine
A toy hamster, holiday sales and the economy
Source: msnbc.com

In a world full of economic indicators, the best one during the holiday season may prove to be a furry toy hamster.

Survey: Surgeons, pilots top list of stressful jobs
Source: msnbc.com

The list of the top eight stressful jobs was compiled by CareerCast.com, a job search Web site, and took into account 21 different stress factors. Click here to read about each of them.

Lawsuit holds a lesson about downloading
Source: msnbc.com

State and federal authorities have filed suit against the company that runs Movieland.com, saying it produces spyware that holds customers hostage with endless pop-up windows. ConsumerMan Herb Weisbaum reports.

Late credit cards payments drop in 3rd quarter
Source: msnbc.com

For the first time in a decade, more people paid their credit card bills on time in the third quarter this year than in the second quarter.

Universities racking up the endowments
Source: msnbc.com

Forty-seven U.S. colleges and universities now have endowments of $1 billion or more, compared to 17 a decade ago, according to the National Association of College and University Business Officers.

Money.CNN
Source: CNN

News & advice on retirement planning, college saving, taxes, mortgages, autos, real estate, investing and more from CNNMoney.com.

8 ways to slash your holiday budget
Source: msnbc.com

It's possible to enjoy the holidays without spending lots of money. Here are eight simple ways to trim your budget.

To lower rates, Citi customers must spend
Source: msnbc.com

For Citibank credit card holders, there is one way to escape the bank's rate hikes currently under way: Meet a monthly spending requirement.

Survey: 60 percent plan to find new job in 2010
Source: msnbc.com

Nearly two-thirds of U.S. workers intend to look for new jobs next year, according to a poll released Thursday that could indicate workers' frustration and discontent.

Many parents wrongly claim college tax credit
Source: msnbc.com

More than 314,000 taxpayers made inaccurate claims for a popular tax credit that helps pay college expenses, getting $532 million they weren't entitled to receive, a government report said Thursday.

Lose heart, not money, with dating services
Source: msnbc.com

It's true that many people find love with the help of dating services. But it's also true that many customers spend a whole lot of money for a whole lot of nothing. 10 Tips columnist Laura T. Coffey offers advice to point dating-service customers in the right direction.

A guide to holiday tipping during a downturn
Source: msnbc.com

This holiday season, a leaner budget might clarify which people truly make a difference in your life. The challenge will be figuring out how much to tip them.

Monthly Budget Worksheet
Source: Personal Finance Blog

Start to get your personal finances under control by using this basic monthly budget worksheet. The free budget worksheet is simple to use, and helps you better understand what your overall monthly income and expenses are.

Credit card defaults fall, but delinquencies up
Source: msnbc.com

Credit card defaults fell more than expected in October, but delinquencies rose in a sign that consumers remain under stress and the sector can expect more pain ahead, credit card companies reported on Monday.

The case against retirement
Source: msnbc.com

The Age of Retirement was one of America's most successful social reforms ever. But that era is over. A new vision of old age is emerging from the trauma of the credit crunch and the Great Recession: Forget retirement. Keep working.

Deficit doubles for government pension insurer
Source: msnbc.com

The government insurer of bankrupt companies' pension funds says its deficit this year nearly doubled to $22 billion.

Record prices are spurring a new gold rush
Source: msnbc.com

The new gold rush is on.

Getting started with a 529 college savings plan
Source: msnbc.com

A 529 savings plan lets families invest for college in much the same way as 401(k) plans let families save for retirement.

4 life-changing events that impact your finances
Source: msnbc.com

Good or bad, there are major life transitions that carry daunting challenges along with them. And these huge changes don't just affect your life - they impact on your finances, too.

Tip 8: Do you really need a 60 lbs. bag of wings?
Source: msnbc.com

If you ever leave the grocery store with a slight sense of bewilderment at what you've just bought, you are not alone.

Best of both worlds? Combined pension/401k
Source: msnbc.com

An alternative retirement plan may become available in January offers a guaranteed pension-like retirement benefit alongside a 401(k).

Amid panic, uncertainty, they retired anyway
Source: msnbc.com

It took guts and good planning to decide to retire in the middle of the deepest recession in decades.

You can handle debt issues better than agencies
Source: msnbc.com

Reduce your debt by 60 percent! Stop collection calls! Be debt free in 12 months!

Long-term jobless face frayed safety net
Source: msnbc.com

For millions of out-of-work job seekers, unemployment insurance is providing an increasingly tenuous financial lifeline.

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