Add To Watchlist

PERSONAL-FINANCE

The Wire

Get ready to pay more for health coverage

With annual “open enrollment” season approaching for choosing health care options, get ready to pay more. No matter what happens with national health care reform, employers already are shifting part of the rising cost of care to employees.

No more free stuff for credit card applications

College students won't be tempted with free goodies to sign up for credit cards come February  when new marketing restrictions and other rules will take effect.

Meltdown jolts consumers from financial fairyland

The stock market bounced back, just as it has for nearly three decades. It just doesn't feel that way.

Minimum wage workers get a raise

The nation’s lowest-paid workers are getting a raise.

ConsumerMan: Your credit score

It’s the three-digit number that can have a huge impact on your life — now and in the future. I hear from a lot of people about their credit scores. In most cases, they want to know why their score dropped and what they can do to bring it back up.

Some homeowners see giving up as best option

Teresa Bondora and her family abandoned their two-story brick home in Atlanta rather than fall behind on their mortgage and $30,000 worth of home renovation debt.

5 investing mistakes to avoid right now

What to do now?

Housing relief plan won't help all at risk

The Obama administration's sweeping plan to stop foreclosures is expected to help millions of Americans save their homes from the sheriff’s auction. But as the broad outlines of the plan sift through the lending system, it’s already clear that millions more won’t be helped.

No ‘magic bullet’ in Obama housing relief plan

President Obama’s plan to trim the rising pile of home foreclosures contains a comprehensive list of new ideas and old ones — an acknowledgment that there is no single solution to the housing crisis at the heart of the recession.

White House closes in on housing plan

The White House said Friday a much-anticipated plan to help struggling homeowners will be announced by President Obama in a speech Wednesday in Arizona. In the interim, banking giants Citibank and J.P Morgan said they would halt new foreclosures on owner-occupied home loans through March 6.

Recession leaves many working in limbo

The morning after she lost her job, Patty Powers expected to wake up with that feeling of dread you get when you realize that something bad has happened, like a death in the family.

White House may move to buy mortgages

The White House is considering a proposal to head off potentially millions more home foreclosures by using federal funds to buy up at-risk loans and then refinance them with more affordable terms.

Revisiting a Classic: 'Your Money or Your Life'

There are countless personal finance books that advise readers on budgeting, investing and paying down debt. Few leave the tips aside and ask you to question your relationship with money and the reasons you spend what you do.

Readers split on taking pay cuts to save jobs

Brett Fowkes invested in the American dream.

For many Americans, a season of saving

Cristi Harris and her husband are both relatively secure in their jobs, and they’re far enough away from retirement that the recent stock market drop isn’t weighing heavily on them.

Amid slump, singles cut dating costs

Earlier this year, Elvert Howard wined and dined women at fine restaurants in Chicago. Now, he's treating gals to happy hour appetizers and drinks at T.G.I. Friday's.

Financial crisis: What you should know

The financial crisis gripping the country had already created widespread confusion about what these problems might mean for ordinary Americans, and that was before a week of political bickering over a massive financial rescue package for Wall Street.

Your insurance policy is — probably — safe

After the Federal Treasury announced its $85 billion bail-out of American International Group last week, many consumers wondered if their insurance policies were safe.

Depositors, investors wait it out

Despite the stomach-churning drops on Wall Street and the bad news about failing financial institutions, ordinary investors do not appear to be streaming to banks and brokers in large numbers to pull their money.

Credit squeeze hits college students, families

Paying for a college education — with a price tag now north of $50,000 a year at some top-priced private schools — has never been easy.

Study Says Skin Tone Affects Earnings

Light-skinned immigrants in the United States make more money on average than those with darker complexions, and the chief reason appears to be discrimination, a researcher says.

The Vine
Getting started with a 529 college savings plan
Source: msnbc.com

A 529 savings plan lets families invest for college in much the same way as 401(k) plans let families save for retirement.

4 life-changing events that impact your finances
Source: msnbc.com

Good or bad, there are major life transitions that carry daunting challenges along with them. And these huge changes don't just affect your life - they impact on your finances, too.

Tip 8: Do you really need a 60 lbs. bag of wings?
Source: msnbc.com

If you ever leave the grocery store with a slight sense of bewilderment at what you've just bought, you are not alone.

Best of both worlds? Combined pension/401k
Source: msnbc.com

An alternative retirement plan may become available in January offers a guaranteed pension-like retirement benefit alongside a 401(k).

Amid panic, uncertainty, they retired anyway
Source: msnbc.com

It took guts and good planning to decide to retire in the middle of the deepest recession in decades.

You can handle debt issues better than agencies
Source: msnbc.com

Reduce your debt by 60 percent! Stop collection calls! Be debt free in 12 months!

Long-term jobless face frayed safety net
Source: msnbc.com

For millions of out-of-work job seekers, unemployment insurance is providing an increasingly tenuous financial lifeline.

Financial Terrorism in America
Source: www.yahoo.com

The Taliban is no threat to the security and well being of this Nation, yet we will spend trillions to try to suppress them. The greatest threat facing this nation (as with all great threats) is from within our nations borders.

What to know if your bank fails
Source: msnbc.com

Dozens of banks have failed this year. What do you need to know if yours is next?

Recession over? Readers sure don\'t believe it
Source: msnbc.com

Despite government data showing the economy growing again, hundreds of msnbc.com readers wrote to say they don\'t see the recession ending where they live. The Answer Desk.

Those who cash out 401(k) plans are at risk
Source: msnbc.com

Millions of workers take a huge chance with their retirement savings every year: They cash out their 401(k) accounts when they lose their jobs or move to new employers.

High Taxes Driving New Yorkers Out Of State In Increasing Numbers
Source: New York Post

New Yorkers are fleeing the state and city in alarming numbers -- and costing a fortune in lost tax dollars, a new study shows.

How A Health Care Insurance "Mandate" Could Leave Many Worse Off
Source: The New York Times

The proposals now before Congress would require just about everyone to buy health insurance or to get it through their employers — which would generally result in lower wages.

What's pushing oil prices higher?
Source: msnbc.com

Why are oil prices rising so high? The Iraq war is one reason, but there are at least seven others. MSNBC.com's Answer Desk explains.

Report: IRS eyes 100,000 for tax credit fraud
Source: msnbc.com

The U.S. Internal Revenue Service is probing more than 100,000 doubtful claims of a tax credit meant for first-time home buyers, the Wall Street Journal reported on its Web site on Tuesday.

Senior citizens react to Social Security freeze
Source: msnbc.com

The Greatest Generation is not daunted by the prospect of no increase in their Social Security payments. They are puzzled, though.

Social Security makes it official: No COLA
Source: msnbc.com

The Social Security Administration makes it official Thursday: There will be no cost of living increase for Social Security recipients next year, the first year without one since automatic adjustments were adopted in 1975.

No job and student loans due? Don't fret
Source: msnbc.com

If you need extra time to pay your loans, here's what you need to know.

Obama seeks $250 payments for seniors
Source: msnbc.com

President Barack Obama is calling on Congress to approve $250 payments to more than 50 million seniors to make up for no increase in Social Security next year.

States crack down on pushy debt collectors
Source: msnbc.com

With many Americans in dire financial straits, states are cracking down to make sure aggressive debt collectors target only people who legitimately owe them money.

Pensions agency reports deficit of $18.1 billion
Source: msnbc.com

The federal agency that insures private pension plans for millions of Americans logged a deficit of $18.1 billion this year, a big improvement from last year as a new law helped to put the agency on better financial footing.

Fearful or greedy about stocks? This might help
Source: msnbc.com

Philips has teamed up with a Dutch bank to develop a system of warning home traders when they're about to make a decision to buy or sell stocks while feeling overly emotional.

Obama Dollar Retreats Most Against Commodities in "Wealth Shift"
Source: Bloomberg.com

Obama's effort to lead the world economic recovery by spending the U.S. out of its recession is undermining the dollar, triggering record commodities rallies as investors scour the globe for hard assets.

Out of work, out of options, into retirement
Source: msnbc.com

New research suggests some older who lose their jobs in this recession may have little choice but to be pushed out of the work force earlier than they would like.

This area needs news. Click here to seed the vine