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CEOs say health legislation could cut costs

The Democratic health care bills in Congress — if done right — have the potential to tame runaway medical inflation, a leading business group said Thursday in a report immediately hailed by President Barack Obama.

SPIN METER: $2 trillion in health savings? Where?

It was a watershed moment in the health care struggle: Leaders of the insurance, hospital and other medical industries stood with President Barack Obama at the White House and promised steps to save $2 trillion over the next decade.

Geithner pushes changes to college savings plans

The Obama administration wants states to make changes to college savings plans that it hopes will expand their use by middle class families.

Obama expands workers' retirement savings options

The government is trying to make it easier for Americans to save for retirement, President Barack Obama said Saturday, as he noted the toll the recession has taken on extra income and savings accounts.

Fidelity: Workers again putting more into 401(k)s

Workers are again embracing 401(k) plans after the market meltdown and ongoing recession left many unable or unwilling to set aside some of their paychecks for retirement, according to the nation's largest workplace savings plan provider.

Americans working much harder – for less pay

Feel like you’re working a lot harder for the same pay – or even less? A new round of government data indicates that you probably are.  By msnbc.com's John W. Schoen.

Audit says Energy Department could save energy

The U.S. Department of Energy is wasting enough electricity to power more than 9,800 homes a year by failing to turn down the heat or air conditioning when its workers leave for the day, auditors said Thursday.

Obama praises health industry's vow to cut costs

Barack Obama praised the health care industry's promise to cut $2 trillion in costs over 10 years Monday, taking a sharply different course than President Bill Clinton did 16 years ago in an opening bid to overhaul the U.S. health system.

5 tips to save $25,000 a year

Nearly all of the talk these days about economizing focuses on how to get what we want but pay less for it. It’s all about how to get more for less.

Money 911: How to save and invest now

What’s the best way to invest now? How do I dig my family out of debt? Is now the time to buy a house? TODAY financial editor Jean Chatzky, financial expert David Bach, author of “Fight for Your Money,” and CNBC’s Carmen Wong Ulrich offer advice on these issues and more.

Tips for saving money on summer camp

A few strategies for saving on summer camp:

Chu take energy savings seriously at home

Energy Secretary Steven Chu doesn't leave his fervor for energy conservation at the office.

Prepaid college plans get a look amid market drop

It's become part of financial wizardry 101: Savvy parents invest in 529 college savings plans.

Money 911: Commit yourself to saving

How should you go about buying stocks for your grandkids? Should students opt for affordable state schools instead of expensive private schools? TODAY financial editor Jean Chatzky, CNBC’s Carmen Wong Ulrich and Sharon Epperson, author of “The Big Payoff,” offer advice on these issues, plus wise words about protecting your credit, investing and more:

Best places to stuff your cash right now

Americans who are feeling frugal and able to squirrel away regular savings should think as hard about where to stash it as many did about stocks when the market was hot.

Americans' saving more, spending less

Americans are hunkering down and saving more. For a recession-battered economy, it couldn't be happening at a worse time.

Study: Electricity savings are possible

Improvements in energy efficiency can be achieved to slow the growth of electricity demand over the next two decades by at least 22 percent, but it will require investments of billions of dollars, says a new study.

This year, take control of your finances

Many Americans may have little hope that the New Year will ring in positive change for their personal finances. They know they'll be riding out a recession that some economists believe could last at least until next winter. But there are some signs of hope. Financial security is still possible for most.

10 ways to save money in 2009

You bought a home to build wealth. It's your greatest asset. But now even if you can afford to pay the mortgage, your home is worth less than you paid for it. You've dutifully socked money away in your 401(k), IRA or another retirement account and the value of those investments has dwindled. Those credit cards? You know you should pay them off, but the interest rates are rising at the same time you're trying to whittle down the balance.

Britons saving less, survey says

Britons have been putting away less savings from their paychecks every autumn since 2005, and nearly half are planning to save even less this winter as they struggle to stay afloat amid the economic downturn, according to a survey published Friday by a British savings organization backed by the country's Treasury.

Budget tips for the self-employed

I've got a load of questions in my mailbox from readers, and the best way I've found to get answers out is through this column. From my experience, I know that for every person who asks a question, there are more than a few others wondering the same thing.

Answer Desk: Cash out my 401(k) or hang on?

The discussion about retirement this week over on Newsvine drew a number of variations on the same theme. What should I do with my 401(k) account now? Sell my stocks at a loss? Or hold on and hope the market comes back?

As nest eggs shrink, many defer retirement

When Gary Laursen began working in the transportation industry four decades ago, he had a pretty good idea of what it would take to retire comfortably.

Economic woes mean smaller paychecks

Troy Anthony Powell has been running Tap’s Barber Shop for nine years and has seen business get better every year — until this year.

The Vine
DAWN.COM | Pakistan | Govt buying energy saver bulbs at high rates
Source: dawn.com

ISLAMABAD: In the midst of severe energy shortfalls, the government is learnt to have decided to procure about 30 million energy saver bulbs for free distribution at rates much higher than in the retail market.

David Suzuki: Protecting nature in our neighbourhoods saves us money | Vancouver, Canada | Straight.com
Source: The Vancouver Straight

David Suzuki takes an in-depth look at how investment in natural ecosystems, including a strong urban forest, have long term benefits both environmentally and financially.

Money.CNN
Source: CNN

News & advice on retirement planning, college saving, taxes, mortgages, autos, real estate, investing and more from CNNMoney.com.

15 Ways to Save on Your Water Heating Bill
Source:

Considering that water heating can account for around 12% of a family's utility bill—the biggest chunk after space heating and cooling—it really shouldn't be that surprising that you want to know how to heat your water more efficiently.

Americans are finally beginning to rediscover the joy of saving
Source: Somerville Journal Homepage RSS

PEORIA, Ill. - The global financial crisis may have pushed many Americans to start saving this year but Carl George saw the need to promote the value of the piggy bank five years ago.

Americans are finally beginning to rediscover the joy of saving
Source: Latest News

This story offers some useful information about tricks and tools that can help you save your money.

Reducing Food Waste by Mark Gold
Source: articlecity.com

According to a recent University of Arizona study, an average family could save up to $500 each year just by reducing spoilage, waste and trips to the supermarket, and that's on fruits and vegetables alone!

How to haggle to get a better deal
Source: ABC Action News

Negotiating and haggling are regaining popularity. Even the most timid of consumers is starting to speak up to get the best deal.

FirstEnergy Giving 4 Million Low-Energy Bulbs To Customers
Source: newsnet5.com

Keep in mind, much of our electricity is generated in a coal fired plant. We do have a percentage generated by our "local" nuclear pile, Davis-Bessie, but most from plain old, ordinary coal.

Three U.S. Banks Close, Bringing Failure Toll This Year to 98 -
Source: Bloomberg.com

Oct. 2 (Bloomberg) -- Banks in Minnesota, Michigan and Colorado were shut by regulators, bringing this year's toll of U.S. failures to 98 amid the worst financial crisis in more than seven decades.

We've Turned or Doctors Into Piece Workers

We have turned our doctors into piece workers instead of health managers. A physician gets paid a fee for a service. That means their income is derived by the quantity of patients seen or procedures performed.

10 Things Warehouse Clubs Won't Tell You
Source: customsites.yahoo.com

1. "You paid your dues? Good, now get in line." More than 100 million Americans now shop in warehouse clubs including BJ's, Costco, or Sam's Club each year. That's 50 million more than in 2002.

Finally, Americans are saving. For retailers, that's a disaster
Source: mcclatchydc.com

WASHINGTON — After a year of economic crisis and an even longer slump, the nation's retailers are facing a consumer who's more reluctant to buy than ever before in modern times. All signs point to a new era of frugality.

Grandmother loses life savings 'after throwing £12,000 out with rubbish'
Source: Telegraph

An elderly woman has lost her life savings after accidentally throwing away £12,000 into her wheelie bin, which then ended up being buried in landfill in West Sussex.

Obama Announces Initiatives To Increase Savings
Source: The Huffington Post

WASHINGTON � The recession has eaten into people's nest eggs so the government is promoting ways to make it easier to save for retirement.

Cut Off From Savings?
Source: Markwt Watch

It's starting to seem like retirees and those saving for retirement can't catch a break.

F.D.I.C. "insurance" drying up amid increasing burden of bank failures: may tap emergency fund
Source: The New York Times

Even though financial stocks have rallied nearly 70 percent since the end of March, the Federal Deposit Insurance Corporation issued another grim quarterly report Thursday on the health of the nation's banks.

Agency that insures your bank deposit may be broke.
Source: A.P.

The last time the FDIC. went bust was in the 1990's with the S&L crash. This time? Too many small and midsize banks closing. Looks like the fund will be out of dollars by the end of 2009.

Whole Paycheck: Whole Foods CEO Angers Customers With Health Care Views
Source: Consumerist

Memo to Whole Foods CEO John Mackey: when much of your customer base consists of reusable-bag-using, wheatgrass-munching "progressive" types, it's probably not such a good idea to publish an op-ed in the Wall Street Journal criticizing current health care reform proposals.

What do expiration dates mean?
Source: ABC Action News

Most of the groceries we buy have some type of expiration date. But knowing what those dates mean before you throw something out could save you money.

Obama's Cabinet claims $243 million in federal savings
Source: CNN

A challenge that President Obama made to his Cabinet in April resulted in cost-cutting measures that more than doubled the original $100 million target, his administration said Monday. ... The Office of Management and Budget announced the results Monday, saying Cabinet members  …

Hand powered printer that uses coffee instead of ink and 49 other Green Gadgets You Can Use To Help Save The Planet
Source: Sierra Club Green Home

Some of these "gadgets" are very interesting --- others --??? Oh, well. Check them out.

Fixed Annuity Sales Surge Should Continue This Year
Source:

The 3rd quarter of 2008 will be remembered as the one when all hell broke loose as the economy tanked.

The Health Reform Debate - Myths vs. Facts
Source: Firedoglake

As the health reform fight moves forward, the issues people are talking about change.

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